Ignite The Desire

#36 How to Transform your Financial Thoughts with Nicholle Overkamp

March 09, 2022 Cynthia Jones Episode 36
Ignite The Desire
#36 How to Transform your Financial Thoughts with Nicholle Overkamp
Show Notes Transcript

Transforming your Financial Story

The key to happiness is learning how not to be defined by your circumstances. You can change what you think about yourself and start feeling unshakeable no matter the situation life throws at you, which will make all aspects of living more enjoyable!

The feeling of being unshakable is something that we all need in life. You may not be able to plan for every single thing, but knowing you have this strength gives your day-to-day a sense of purpose and stability which not many things can take away from you.

But still... having inner peace with yourself guides you through difficult times without worry or concern because you know your footing will never shift and having financial freedom is just a part of the feeling.

In today's show, I had the honor of speaking with Nicholle Overkamp. 
 Nicholle has an MBA, ChFC®, CDFA® is a personal finance expert and business coach for women. She’s the Founder and CEO of Wilcox Financial Group and PowHERhouse Money Coaching. PowHERhouse Money focuses on business coaching for ambitious women, wealth coaching, and educational programming! 

Wilcox Financial Group is a comprehensive financial planning firm. It was founded to create an environment that’s progressive and client-centric with outstanding high-touch service. Nicholle is the Co-author of the best-selling book Money Bitch: A no-BS guide for smart women to own their financial future. Empowering women isn’t only a mission for Nicholle through her companies 

In this episode,  she will share some insight into how to transform your financial story.

Here's a glance at this episode...

  • [03:05]  Developing beliefs about money
  • [05:58]  Being authentic with your money
  • [11:33]  Money mindset
  • [15:22]  New money habits

Click here to listen!

More about Nicholle
Nicholle Overkamp
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Let's be honest, we all have a financial mindset that has been rooted way too deep from our upbringings. And sometimes, like it or not, it is the way we think that stops us from achieving the goals we set for ourselves. 

Transforming our financial mindset takes time. It takes validation to notice what needs to be changed, and it takes effort to commit to changing your habits in order to reach your goal. It is something that you can't do overnight. 

In this post, we will highlight simple ways to transform your financial mindset. Nonetheless, you need to know that it takes commitment and dedication to take action to reach your goal. 

So, what can you do to change your financial mindset?

     1.  Write down your goals. 

Knowing what you do and doing what you know are two different things. More often than not, we keep doing what we know without realizing that what we do is the reason why we never get closer to our goal. 

It is essential to know your purpose to change your mindset about money, because knowing what you want and why you want it will help you get there tremendously. By having a clear vision of your purpose, it will motivate you to change your habits and commit to it. 

Remember, changing your old habit is not an easy task. You can plan to overwrite it, but it takes so much more than just a realization to form a new habit. Writing down your goals and the whys behind them can help you stick with your financial plan and make them come true.

      2.  Define how you’re going to reach your goals. 

So now your goal is clear. It doesn't matter whether you want to save enough money for the vacation that you deserve or pay off the debts, it will require some sacrifice from your end to transform your goals into an outcome. 

Take the liberty to list some doable actions to make your dreams come true. For example, are you ready to sacrifice some of your money habits to reach your financial goals? If so, what kind of possible change could you implement to get them? 

Do you need to hire a financial advisor or a money coach to help you commit to your goals? That is for you to decide. 

Once everything is set out, now it's time to take real actions to get your goals!

     3. Take action and transform your financial mindset to achieve it.

You can know all the things that you can have, whether it is financial education or some insights from the experts. However, all will be completely useless if you don't act on it. 

A lot of women don't realize the impact of their actions today, and how quickly time evaporates. So if you don't get ahead of your poor money habits now, you may not realize how time flies so fast and you might wish you could transform your financial mindset sooner. 

You don't even have to make a drastic change, as you can start small to put one foot forward to get closer to your goals. It takes a lot of commitment to transform your mindset, and starting small can open up the opportunity to reach your bigger financial goals.